This course focuses on the tools required by HDFS professionals to assist others in achieving a sense of security, becoming rational and discerning consumers, understanding and accessing available resources, and effectively managing time/work/family balance to improve the well-being of families throughout the lifespan.  Students will develop an understanding of the decisions individuals and families make about acquiring and allocating resources including money, time, energy, space, material and health assets, and networks of support to meet their goals.